Making sure you and your family are covered by your auto insurance should be a priority– but what types of coverage are there?
Types of Coverage
There are typically three types of coverage you can choose from Basic, Extended, and Premium.
Basic Coverage
Basic coverage policies usually consist of six types of coverage: bodily injury liability, personal injury protection, property damage liability, collision, comprehensive, and uninsured/underinsured motorist.
Extended Coverage
Extended coverage provides vehicle owners with more financial protection for different issues not covered under basic coverage.
Popular extended coverage choices include gap coverage, towing and labor, and windshield replacement.
Premium Coverage
Premium coverage comes with all the bells and whistles, which can certainly up to the cost of your premium.
Common types of premium coverage include mechanical breakdown, rental reimbursement, and roadside assistance.
What’s the Best Coverage?
Every insurance company will have different policies that may fit your budget and needs the best.
Be sure to research different policies to see what you will benefit from the most, and speak to an agent for more information.
Payne Insurance Group
Payne Insurance Group has partnered with over 13 businesses across the Rio Grande Valley, As a result, we have created a one-stop-shop for all your automotive needs. Purchase, insure and repair.
Get your FREE quote online today with the Payne Insurance Group!
