Getting into a car accident can be very frustrating, scary, and a major inconvenience. But what happens if the driver that collided with you leaves the scene in a hit and run?
Check Your Policy
Read your policy documents to see which coverage is at-fault and no-fault. In the case of a hit and run, no one will be considered at-fault and your insurance will have to kick-in.
Typically your insurance policy will cover a hit and run through the collision and underinsured/uninsured coverage. These types of coverages are considered no-fault coverage. These coverages will reimburse you for any damages caused and medical expenses.
What To Do After a Hit & Run
If you happen to be in a hit and run accident, follow these steps:
- Call the police
- Recall as many details of the other driver as possible
- Record damages
- Contact your insurance company
Give as much detail as possible to your insurance agency and the police, for the police report. Speak to your agent about your policy and file a claim, or if there is anything specific you need to do.
Payne Insurance Group
Protect yourself and your vehicle by adding underinsured and uninsured motorist coverage to your policy!
Payne Insurance Group provides insurance for auto, home, commercial, and much more! Payne Insurance Group has partnered with over 13 businesses across the Rio Grande Valley, As a result, we have created a one-stop-shop for all your automotive needs.