Recreational Vehicles (RVs) are a great way to get out on the road in comfort.
If you recently purchased an RV, or are wondering if your insurance coverage is enough, read on for helpful tips on what you should know about RV insurance!
Classes
From motorhomes to bus conversions, RVs are classified in three classes.
Class A: Luxury coach, converted bus & motor coach up to 75 feet long.
Class B: Smallest class of recreational vehicles & includes vehicles that do not have a cab-over, cargo vans, travel trailers, and camper vans.
Class C: This class includes vehicles that use a standard cargo van as the driver & the camper portion extends over the cab. This class also cover fifth wheel vehicles.
Coverage
The amount of Rv coverage you need will depend on several factors:
- State requirements
- Class of RV
- Where you will be traveling
- How much time you spend in the RV
- Anything that can require high repair costs on the RV
Additionally, you will need liability insurance, uninsured and underinsured motorists coverage, collision and comprehensive coverage, and anything else you wish to protect.
Payne Insurance Group
For help determining the type of coverage you need for your RV, contact the Payne Insurance Group!
Payne Insurance Group provides insurance for auto, home, commercial, and much more! Payne Insurance Group has partnered with over 13 businesses across the Rio Grande Valley, As a result, we have created a one-stop-shop for all your automotive needs.
